Payment Policy

Effective Date: August 19, 2026

Store Name: Stanley & Cooper

Operated by: BLT HOLDINGS LLC

At Stanley & Cooper, we want to ensure your checkout experience is safe, straightforward, and secure. This Payment Policy outlines the methods we accept, how your data is protected, and when you are billed.

1. Accepted Payment Methods

We accept a wide variety of secure payment methods to make your shopping experience convenient. All transactions are processed in US Dollars (USD).

We proudly accept the following payment options:

Credit & Debit Cards: Visa, MasterCard, American Express, Discover
Express Checkouts & Digital Wallets: Apple Pay, Google Pay, Shop Pay
Alternative Methods: PayPal

Note: The available payment options for your specific order will be displayed clearly at checkout.

2. Secure Checkout & Data Protection

Your security is our top priority.

SSL Encryption: Our website utilizes secure SSL (Secure Sockets Layer) encryption technology. This ensures that all sensitive data—including your name, address, and credit card details—is encrypted and safely transmitted between your browser and our payment processors.
PCI-DSS Compliance: All payment gateways and processors utilized by our platform adhere to strict PCI-DSS (Payment Card Industry Data Security Standard) requirements, ensuring that your financial data is handled with the highest level of security.

3. Billing Process & When You Are Charged

Authorization: When you place an order, our system immediately contacts your financial institution to authorize the transaction amount.
Capture (Charging): Your credit card or payment account is charged immediately upon the successful completion and placement of your order.
Order Confirmation: Once payment is successfully processed, you will receive an automated order confirmation email containing your receipt and order details.

4. Taxes and Additional Fees

Sales Tax: Applicable state and local sales taxes are calculated automatically during checkout based on your shipping destination and local tax regulations.
No Hidden Fees: The final total displayed at checkout is the exact amount you will be charged. We do not add any hidden processing fees or surcharges.

5. Failed Transactions & Payment Authorization Issues

If your payment is declined, flagged by fraud prevention systems, or fails to process:

Your order will not be completed or fulfilled.
You will receive an immediate on-screen notification alerting you to the payment failure.
We recommend verifying your billing details, checking your available funds, or trying an alternative payment method. If problems persist, you can contact your bank or reach out to our support team for assistance.

6. Contact Information

If you have any questions regarding our payment practices or need assistance with a transaction, please reach out to us using the details below, or by visiting our Contact Us page:

Business Name: Stanley & Cooper (Operated by BLT HOLDINGS LLC)
Address: 530 Whispering Pines Circle, Melbourne, FL 32940, USA
Email: sales@stanleyandcooper.com
Phone: +1 877-753-4838
Support Hours: Monday to Friday: 09:00 a.m. - 05:00 p.m. EST